Personal Loans
Personal loans can be good in certain situations such as consolidating personal loans and credit cards. They can be good also for […]
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Understanding lifestyle creep
Lifestyle creep occurs when increased income leads to higher spending on non essential items, transforming luxuries into perceived necessities. For example, […]
How can spending an additional…
According to a survey by UBank, a staggering 86% of Australians are unaware of their monthly living expenses. This lack of financial awareness can […]
Loans and Fees
Loans come with fees! Application fees, valuation fees, and even exit fees might be on the list. Make sure you are fully […]
Invoice Financing
Invoice Financing is a good options for those businesses who have a large amount of outstanding invoices for extended periods of time. […]
Shared Equity Schemes
I have just met with a Customer who has entered into a Shared Equity Housing Scheme. I am sure she did not […]
So Many LOans to Choose…
With the number of lenders out there with a huge variety of loan products with differing fees, it is difficult to know […]
Strategies to Pay Off Your…
Paying off a loan early can reduce interest costs and increase your financial freedom. Whether it’s a home loan, personal loan, […]
Australian property investors are increasingly…
Strategic investors are increasingly confident in the Australian property market as evidenced by a remarkable 31% rise in investor finance over the […]
The One That Got Away
As interest rates are anticipated to decline in 2025, many potential home buyers might find themselves regretting their decision to wait. […]
AUSTRALIAN LENDING MARKET SEES STEADY…
The Australian lending landscape has shown remarkable resilience and growth in 2024. The latest data from the Australian Bureau of Statistics (ABS) […]
THE ROLE OF INVESTORS IN…
Analysis of how investor activity influences housing availability and prices The Australian housing market has experienced significant changes in recent […]
The interest rate waiting game……
With economists not expecting rate drops until next year, waiting for lower interest rates and potential housing price reductions may be tempting. […]
TURN YOUR TAX CUTS INTO…
The new tax cuts set to take effect this week (1 July 2024) are generating a lot of buzz. But beyond just […]
Helping young adults Bridge the…
Recent studies, like CoreLogic’s Women and Property report, highlight a stark ownership gap between young Australian men and women. In the Gen […]
Understanding Comprehensive Credit Reporting: What…
In recent years, you may have heard the term “Comprehensive Credit Reporting” (CCR) in discussions about financial matters. But what does it […]
How much can I borrow?
How much you can borrow for a home loan depends on a range of factors. Firstly how much income you earn including […]
HEM: What is it and…
HEM WHat does it mean? Picture this… Your eyes are on the perfect home, your deposit is ready and now you just […]
Which is it to be:…
Ah, the classic offset account vs. redraw facility debate. Both have their perks—it really depends on your financial style. The offset account […]
The Advantage of Mortgage Brokers:…
Introduction: Securing a mortgage is a significant milestone in the journey to homeownership. In Australia, potential homebuyers often face the decision of […]
Building Financial Resilience
Preparing for the unforeseen and embracing opportunities In today’s ever changing environment it is essential to be prepared for the unforeseen while […]
Unlocking the secrets to a…
Your stellar credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open […]
Eight Steps to Refinancing Made…
So, you have decided you think you want to refinance. Most people refinance when they are dissatisfied with your current lenders’ offer […]
Why Use a Mortgage Broker
Tailored solution to match your needs As part of Mortgage Broker our assessment, I will help to identify what loan features you […]
Knowing the cost of Refinancing
Discharge Fee cost of Refinancing Most cost of Refinancing lenders will charge you a termination fee, normally around $300. Break Cost If […]
Six Steps to Owning Your…
The best advice is to talk to Six Steps to Owning Your First Home a credited mortgage broker or finance broker as […]
Types of Loans Fixed Loan
Everyone likes to select the type of loan that will save them the most money! However, it can be difficult to get […]