Government Assistance for First Home…
Buying a first home in Australia can be challenging, especially with rising property prices and high interest rates. However, both the federal […]
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The recent CPI figures have…
By Jack Campbell, Broker Daily The Australian Bureau of Statistics (ABS) recently released its monthly inflation figures. With the numbers now within […]
Navigating the 2025 Australian property…
The Australian property market in 2025 presents a unique landscape for both buyers and sellers. With interest rates hovering in the 5.99% […]
Don’t get caught this year…
ALL property sellers are at risk! Yes – there are new tax rules for property sales as of 1 January 2025 Why […]
What is refinancing and when…
As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially […]
Solicitors and conveyancers – what’s…
Solicitors and conveyancers are different, and it’s important to have the right one on your team, to avoid paying too much while […]
So You Want to Buy…
How does a Lender decide whether or not to give you a loan? The Lenders decide this based on the following criteria. […]
Selling your home? Here are…
There’s more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things […]
RBA February 20205 Decision In…
From RBA Website Inflation has continued to ease, and underlying inflation is expected to return to the 2–3 per cent range a […]
The extra costs of buying a…
When taking out a mortgage, many people forget to consider the fees and expenses that come on top of the purchase price […]
Don’t get caught this year…
Yes – there are new tax rules for property sales as of 1 January 2025 Why is the ATO doing this? […]
The recent CPI figures have…
The Australian Bureau of Statistics (ABS) recently released its monthly inflation figures. With the numbers now within the RBA’s coveted 2–3 per […]
Parents – How to help…
Navigating the Australian property market can be daunting for first home buyers, especially with rising prices and increased costs. However, as parents, […]
When the price of housing…
The challenge of saving for a home deposit in Australia has become increasingly daunting. In January 2024, the national median asking […]
DTI and Your Borrowing Capacity
Understanding your Debt to Income ratio (DTI) is more important than ever. It’s a financial compass, not just a number, and it […]
Interest Rates and their Impact…
Interest rates play a pivotal role in Australia’s property market, directly influencing borrowing costs and, consequently, property affordability and investment decisions. Understanding […]
First Home Buyer Assistance Programs:…
For many Australians, buying a first home represents a significant milestone, but the journey toward homeownership can be challenging. Rising property prices […]
Investment Property Loan Options: Tailoring…
Investing in property has long been a cornerstone of wealth-building strategies in Australia. With the right financing, investors can maximize their returns […]
Borrowing Money to Build Your…
Building a new home is an exciting journey, but it requires careful planning and a clear understanding of the financial aspects involved. […]
Understanding lifestyle creep
Lifestyle creep occurs when increased income leads to higher spending on non essential items, transforming luxuries into perceived necessities. For example, […]
How can spending an additional…
According to a survey by UBank, a staggering 86% of Australians are unaware of their monthly living expenses. This lack of financial awareness can […]
Strategies to Pay Off Your…
Paying off a loan early can reduce interest costs and increase your financial freedom. Whether it’s a home loan, personal loan, […]
Australian property investors are increasingly…
Strategic investors are increasingly confident in the Australian property market as evidenced by a remarkable 31% rise in investor finance over the […]
The One That Got Away
As interest rates are anticipated to decline in 2025, many potential home buyers might find themselves regretting their decision to wait. […]
AUSTRALIAN LENDING MARKET SEES STEADY…
The Australian lending landscape has shown remarkable resilience and growth in 2024. The latest data from the Australian Bureau of Statistics (ABS) […]
THE ROLE OF INVESTORS IN…
Analysis of how investor activity influences housing availability and prices The Australian housing market has experienced significant changes in recent […]
The interest rate waiting game……
With economists not expecting rate drops until next year, waiting for lower interest rates and potential housing price reductions may be tempting. […]
TURN YOUR TAX CUTS INTO…
The new tax cuts set to take effect this week (1 July 2024) are generating a lot of buzz. But beyond just […]
Helping young adults Bridge the…
Recent studies, like CoreLogic’s Women and Property report, highlight a stark ownership gap between young Australian men and women. In the Gen […]
Understanding Comprehensive Credit Reporting: What…
In recent years, you may have heard the term “Comprehensive Credit Reporting” (CCR) in discussions about financial matters. But what does it […]
How much can I borrow?
How much you can borrow for a home loan depends on a range of factors. Firstly how much income you earn including […]
HEM: What is it and…
HEM WHat does it mean? Picture this… Your eyes are on the perfect home, your deposit is ready and now you just […]
Which is it to be:…
Ah, the classic offset account vs. redraw facility debate. Both have their perks—it really depends on your financial style. The offset account […]
The Advantage of Mortgage Brokers:…
Introduction: Securing a mortgage is a significant milestone in the journey to homeownership. In Australia, potential homebuyers often face the decision of […]
Building Financial Resilience
Preparing for the unforeseen and embracing opportunities In today’s ever changing environment it is essential to be prepared for the unforeseen while […]
Unlocking the secrets to a…
Your stellar credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open […]
Eight Steps to Refinancing Made…
So, you have decided you think you want to refinance. Most people refinance when they are dissatisfied with your current lenders’ offer […]
Why Use a Mortgage Broker
Tailored solution to match your needs As part of Mortgage Broker our assessment, I will help to identify what loan features you […]
Knowing the cost of Refinancing
Discharge Fee cost of Refinancing Most cost of Refinancing lenders will charge you a termination fee, normally around $300. Break Cost If […]
Six Steps to Owning Your…
The best advice is to talk to Six Steps to Owning Your First Home a credited mortgage broker or finance broker as […]
Types of Loans Fixed Loan
Everyone likes to select the type of loan that will save them the most money! However, it can be difficult to get […]