Get a Free Consultation for Your Business.
Insurances
Life Insurance
Life insurance provides the financial means to preserve your way of life, or that of your family, in the event of an accident, terminal illness or even death. We don’t like to think about ‘worst case scenarios’ but taking some time to
Income Protection
Having an income protection means you get paid a monthly income for as long as you are unable to return to work due to an injury or major illness, or until your benefit period expires.
Mortgage Relief Payment
Mortgage Repayment Relief Cover can provide a monthly benefit for up to 90 days to help you cover your monthly home loan repayments if you become Involuntarily unemployed for more than 60 consecutive days.
Total and Permanent Disability
TPD cover pays a lump sum benefit that can assist you when an unforeseen event strikes to make the required adjustments to your lifestyle or access a decent rehabilitation centre if you suffer a total or permanent disability.
Trauma Cover
Trauma insurance makes sure the last thing on your mind when a tragedy such as a heart attack, stroke or accident strikes, is the pressure of paying bills. With a lump sum amount paid upon the diagnoses of selected illnesses, you are able to access the best
Child Cover
Child Cover provides a lump sum payment if the insured child dies, is diagnosed with a terminal illness or suffers a critical illness. It provides financial support to help a family concentrate on what’s important.
Needlestick Injury
Medical workers, such as doctors, nurses and paramedics are often more at risk than other occupations as they regularly come into contact with infection and disease. Needlestick cover is available to these professionals in case of an accident or injury. It pays a lump sum benefit if the life insured becomes infected with HIV (Human Immunodeficiency Virus), Hepatitis
Key Person Insurance
Key people within your business are valuable assets because of their knowledge and contribution to the profitability of the business. Employers insure them to make certain that when this main person became sick and can’t ever work again, the business is able to cover expenses and the loss of income generated due to their absence.
Business Expenses Insurance
Key people within yoA Business Expenses cover makes sure that the fixed costs of your business are taken care of in case, as a business owner, you are unable to work due to injury or illness. The benefit is paid on a monthly basis like Income Protection, but instead of covering your salary, it covers your business expenses.ur business are valuable assets
Buy Sell Insurance
Buy/Sell insurance provides dollar funding to the surviving business partner so they can buy out the share of the deceased partner. This simply provides an easy solution to a potentially complicated situation.
Home and Contents Insurance
Our homes are one of the greatest financial assets we possess. A home is a special place for us, a place to make memories and lay your head, a place to tuck in your children at night, a
Landlord Insurance
Positive Cashflow producing assets are a great way to build up and improve upon your financial wellbeing. Rental and investment properties are no exception. Landlord Insurance protects landlords from events that
Cyber Insurance
Due to the emerging trend of online businesses every company is trying to use the latest online systems and software to scale their businesses. Your customers’ data is sacred and is exposed to an online attack if not secured adequately. Cyber Insurance protects your business from the costs associated with a cyber attack that can include breach of sensitive data, damage to IT systems and extortion costs etc.
Public Liability Insurance
Public liability is a type of insurance for businesses of all sizes across a variety of industries. It covers you if a client or member of the public claims that they, or their property, have been injured or damaged because of your business activities. The list of potential claims against a company that interacts with the public can be endless and cause significant financial and reputational losses. Liability Insurance
Professional Indemnity Insurance
Professional Indemnity protects businesses that give professional services or provide professional advice against claims of financial loss, injury or damage caused due to the advice provided. Professionals like accountants, marketing agencies, IT specialists and fitness instructors need professional indemnity.
Management Liability Insurance
Management Liability Insurance covers exposure faced by directors, officers, managers and business entities that arise from governance, finance, benefits and management activities. Management Liability Insurance will provide your business or non-